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Qualifying Events

Qualifying events include: (documentation required)

  • Marriage,
  • Birth, adoption, placement for adoption or legal guardianship of a child,
  • Change in employment status,
  • Divorce, annulment, or dissolution,
  • Legal separation,
  • Involuntary termination of other group coverage, or
  • Death.

The effective date of coverage will be:
  • January 1st for an addition during open enrollment. Terminations during open enrollment shall be effective December 31st.
  • The first day of the month following the receipt of an enrollment form based on a qualifying event.
  • The date of marriage for the addition of a new spouse or stepchild.
  • The date of birth for the addition of a newborn.
  • The adoption date for the addition of a newly-adopted child or the date the child is placed for adoption.
  • The date the legal guardianship becomes effective.